This calculator is a tool for estimating a payment yourself. For a more precise payment based on your situation, contact Joe.
Estimated monthly total
Fill in loan type, home price, interest rate and down payment to see the estimate.
Then you can email yourself the numbers.
For illustration only, using the numbers entered and any starting rate shown. This is not a loan offer, rate quote, pre-qualification or commitment to lend. Any rate you enter could change or not be available at commitment or closing. The actual rate, payment and costs depend on credit, property, loan program and approval. Ask for an official Loan Estimate before choosing a loan.
Start from the monthly housing payment you want and see the home price it covers at the rate and term entered, plus the debt-to-income ratios behind it.
Home price these numbers cover
Fill in monthly housing payment, interest rate and down payment to see the estimate.
Then you can email yourself the numbers.
For illustration only, using the numbers entered and any starting rate shown. This is not a loan offer, rate quote, pre-qualification or commitment to lend. Any rate you enter could change or not be available at commitment or closing. The actual rate, payment and costs depend on credit, property, loan program and approval. Ask for an official Loan Estimate before choosing a loan.
See how each payment splits between interest and principal over the life of a loan, and what extra payments would change.
Estimated monthly principal and interest
Fill in loan amount, interest rate and loan term to see the estimate.
Then you can email yourself the numbers.
For illustration only, using the numbers entered and any starting rate shown. This is not a loan offer, rate quote, pre-qualification or commitment to lend. Any rate you enter could change or not be available at commitment or closing. The actual rate, payment and costs depend on credit, property, loan program and approval. Ask for an official Loan Estimate before choosing a loan.
Put the current loan and a new one side by side: everything going out each month now and after, the cash at closing, and the total interest each loan would cost.
Now and after, side by side
Fill in home value, current loan balance, current interest rate, years left on the current loan, new interest rate, new loan term and loan type to see the estimate.
Then you can email yourself the numbers.
For illustration only, using the numbers entered and any starting rate shown. This is not a loan offer, rate quote, pre-qualification or commitment to lend. Any rate you enter could change or not be available at commitment or closing. The actual rate, payment and costs depend on credit, property, loan program and approval. Ask for an official Loan Estimate before choosing a loan.
Estimate what a seller walks away with after mortgage payoffs, commission, closing costs and property tax.
Estimated amount to the seller
Fill in sale price, mortgage payoff and real estate commission to see the estimate.
Then you can email yourself the numbers.
For illustration only, using the numbers you entered. The actual amount depends on the final contract, the payoff statement, prorations and the costs on the settlement statement. This isn't tax advice: ask a tax professional about any tax on the sale.